Purdia Capital: Comprehensive 2025 Review
Futures-Focused Prop Trading
Instant funding options • Free resets for beginners • 90/10 profit split
Purdia Capital offers traders several pathways to trading with firm capital without risking personal funds. This comprehensive review explores Purdia Capital's three distinct programs—Instant Funding, EOD Evaluations, and Beginner Evaluations—to help you determine if this prop firm aligns with your trading goals and experience level.
Quick Facts About Purdia Capital
What is Purdia Capital?
Purdia Capital is a proprietary trading firm focused exclusively on futures markets. The firm provides traders with access to capital through several program structures designed to accommodate different experience levels and funding preferences. Unlike traditional brokers where you trade your own money, Purdia Capital allows qualifying traders to use firm capital while keeping a significant percentage of the profits generated.
The company operates on multiple business models:
- Instant Funding: Pay a one-time activation fee to access a funded account immediately without completing a challenge
- EOD Evaluations: Pay a monthly subscription and complete an evaluation with end-of-day drawdown calculations
- Beginner Evaluations: A specialized two-step program with free daily resets designed for new traders
- Funded Trading: After completing evaluation (or activating an instant account), trade the firm's capital with profit splits ranging from 70/30 to 90/10
What distinguishes Purdia Capital from many competitors is its beginner-friendly approach, featuring relaxed trading rules, free resets for new traders, and a "soft" daily loss limit that doesn't automatically terminate accounts. The firm emphasizes accessibility while maintaining reasonable risk parameters to protect both traders and firm capital.
Account Programs Overview
Purdia Capital offers three distinct program types, each catering to different trader needs and experience levels:
Instant Funding
Immediate access to a funded account without evaluation
- One-time fee: $349 - $849 (based on account size)
- Account sizes: $25K, $50K, and $100K options
- Profit Split: 90/10 (trader keeps 90%)
- First Payout Target: $1,000 - $3,000 one-time requirement
- Ideal For: Experienced traders who prefer immediate funding
EOD Evaluations
Traditional evaluation with end-of-day drawdown calculations
- Monthly subscription: $179 - $299
- Account sizes: $50K and $100K
- Profit Target: 6% of account size
- Profit Split: 70/30 (trader keeps 70%)
- Ideal For: Traders comfortable with standard evaluation formats
Beginner Evaluations
Two-step program with free resets for new traders
- Monthly subscription: $79 - $119
- Account sizes: $10K and $25K
- Free Daily Resets: In Step 1 of the evaluation
- Profit Split: 70/30 (trader keeps 70%)
- Ideal For: Beginners or those new to futures trading
This multi-tier approach allows Purdia Capital to accommodate traders at various stages of their careers. New traders can start with smaller, more manageable accounts while experienced traders can choose between evaluation-based or instant funding models based on their preferences and confidence.
Key Differentiators:
- End-of-Day Drawdown: All programs use EOD drawdown calculations rather than intraday limits, giving traders more flexibility during trading sessions.
- Soft Daily Limits: Unlike many firms, breaching the daily loss limit doesn't result in immediate account termination—it simply pauses trading for that day.
- Free Resets for Beginners: The Beginner Evaluation program includes free daily resets during Step 1, substantially reducing the cost for new traders learning the ropes.
Instant Funding Accounts
Purdia Capital's Instant Funding model allows traders to bypass the traditional evaluation process and begin trading with firm capital immediately after paying a one-time activation fee. This option is particularly appealing for experienced traders who are confident in their abilities and prefer not to go through a testing phase.
| Feature | $25K Account | $50K Account | $100K Account |
|---|---|---|---|
| Activation Fee | $349 | $449* | $849* |
| Contracts Allowed | 2 minis / 20 micros | 5 minis / 50 micros | 10 minis / 100 micros |
| EOD Drawdown | $750 | $1,500 | $3,000 |
| First Payout Target | $1,000 | $2,000 | $3,000 |
| Minimum Trading Days | 10 Days | 10 Days | 10 Days |
| Profit Split | 90/10 | 90/10 | 90/10 |
The Instant Funding program stands out with its generous 90/10 profit split—among the highest in the industry. However, before you can make your first withdrawal, you must meet a one-time profit target based on your account size:
- $25K Account: $1,000 first payout target
- $50K Account: $2,000 first payout target
- $100K Account: $3,000 first payout target
After reaching this initial target, there are no further profit thresholds, and you can withdraw profits on a regular schedule. The account also requires completing a minimum of 10 trading days before your first withdrawal is eligible, ensuring a baseline of activity and consistency.
Instant Funding Advantage:
The primary benefit of this program is immediate access to trading capital without the stress of passing an evaluation. The activation fee is higher than a typical monthly evaluation subscription, but it's a one-time cost rather than recurring. For confidence traders who dislike the pressure of evaluations, this represents a straightforward path to funded trading.
EOD Evaluation Program
The End-of-Day (EOD) Evaluation program is Purdia Capital's more traditional challenge-based model, but with trader-friendly modifications. This program follows a monthly subscription format and requires traders to meet specific profit targets while respecting drawdown rules.
| Feature | $50K Account | $100K Account |
|---|---|---|
| Monthly Fee | $179 | $299 |
| Profit Target | $3,000 | $6,000 |
| Contracts Allowed | 5 minis / 50 micros | 10 minis / 100 micros |
| EOD Drawdown | $2,000 | $3,000 |
| Daily Loss Limit | $1,000 (not a rule break) | $2,000 (not a rule break) |
| Minimum Trading Days | 5 Days | 5 Days |
| Profit Split | 70/30 | 70/30 |
| Reset Fee | $99 | $99 |
The EOD Evaluation program offers several trader-friendly features compared to many competitors:
- End-of-Day Drawdown: The maximum drawdown is calculated based on end-of-day equity, not intraday fluctuations. This gives traders more breathing room during volatile trading sessions.
- Soft Daily Loss Limit: Hitting the daily loss limit doesn't result in automatic failure—your trading is simply suspended for the remainder of that day, and you can resume the next day.
- Reasonable Profit Target: The 6% profit target ($3,000 on a $50K account) is achievable without excessive risk-taking.
- Affordable Reset Fee: If you breach the maximum drawdown, you can reset your evaluation for a flat fee of $99—lower than many competitors, especially for larger account sizes.
After successfully completing the evaluation, traders receive a funded account with a 70/30 profit split. While this is lower than the Instant Funding program's 90/10 split, the initial cost is substantially less, making this a more accessible entry point for many traders.
EOD Evaluation Benefits:
This program is ideal for traders who want a more traditional evaluation path but with more forgiving rules than most prop firms offer. The monthly subscription model also lets you take your time with the evaluation without additional pressure, though you'll continue paying the monthly fee until you either pass or cancel.
Beginner Evaluation Program
Purdia Capital's Beginner Evaluation program stands out as one of the most novice-friendly offerings in the prop trading industry. Designed specifically for traders who are new to futures markets or trading in general, this two-step program includes unique features that significantly reduce the financial and psychological barriers to entry.
| Feature | $10K Account | $25K Account |
|---|---|---|
| Monthly Fee | $79 | $119 |
| Steps Required | 2 Steps | 2 Steps |
| Profit Target (per step) | $1,000 | $2,000 |
| Contracts Allowed | 5 micros | 10 micros |
| EOD Drawdown | $1,000 | $2,000 |
| Daily Loss Limit | $250 (not a rule break) | $500 (not a rule break) |
| Minimum Trading Days | 5 Days | 5 Days |
| Profit Split | 70/30 | 70/30 |
| Reset Fee (Step 1) | Free (once daily) | Free (once daily) |
The key differentiator for the Beginner Evaluation is the two-step structure with free daily resets during Step 1. This feature is particularly valuable for new traders who are still developing their skills and strategy:
Step 1: Learning Phase
- Profit Target: $1,000 for $10K accounts, $2,000 for $25K accounts
- Free Daily Resets: Reset account once per day at no cost if you breach drawdown limits
- Minimum Trading Days: 5 days with at least one trade per day
- Purpose: Low-pressure environment to learn while still having accountability
Step 2: Verification Phase
- Profit Target: Same as Step 1 ($1,000 for $10K, $2,000 for $25K)
- Reset Policy: Standard $99 reset fee applies
- Minimum Trading Days: 5 days with at least one trade per day
- Purpose: Verify consistency after the learning phase
The smaller account sizes ($10K and $25K) and limited contract allowances (5-10 micros) help manage risk while traders are developing their skills. After successfully completing both steps, traders receive a funded account with a 70/30 profit split, the same as the standard EOD Evaluation program.
Ideal for New Traders:
This program addresses a significant gap in the prop firm market by providing a genuinely beginner-friendly path to funded trading. The free reset feature during Step 1 is particularly valuable, as it allows new traders to learn from mistakes without continually paying reset fees—a common barrier for beginners trying to break into prop trading.
Account Options & Pricing
Purdia Capital offers flexible pricing and account options across its three program types:
Select Program & Account Size
Instant Funding 50K
BEST SELLERThe pricing structure at Purdia Capital is competitive within the industry. The Beginner Evaluation program starts at just $79/month, making it one of the most affordable entry points for novice traders. The standard EOD Evaluation is priced in line with industry norms, while the Instant Funding program offers relatively good value considering its high profit split (90/10) and immediate access to capital.
Important Note: For subscription-based programs (EOD and Beginner Evaluations), the monthly fee continues until you either pass the evaluation or manually cancel your subscription. Be sure to monitor your progress and cancel if you decide to stop pursuing the evaluation to avoid unnecessary charges.
Trading Rules & Platform
Purdia Capital's trading rules are designed to balance risk management with trader flexibility. Understanding these rules is crucial for success in any of their programs:
All Purdia Capital programs use end-of-day (EOD) drawdown calculations, meaning your drawdown is measured against your highest achieved account balance at the end of each trading day rather than intraday. This calculation method is generally more forgiving than intraday drawdown limits used by many competitors, as it allows for temporary drawdowns during trading hours as long as you recover before the market close. The EOD drawdown limit is a trailing stop that adjusts upward as your account equity grows.
Purdia Capital implements a "soft" daily loss limit that works differently from many competitors. Instead of automatically terminating your account when you hit this limit, your trading is simply paused for the remainder of that day, and you can resume the next trading day. This provides a safety net against catastrophic single-day losses while allowing traders to continue their evaluation even after a difficult session. The daily loss limit varies by account size and program type.
Each account size has specific limits on the number of contracts you can trade simultaneously. For example, a $50K account in the EOD Evaluation program allows up to 5 mini contracts or 50 micro contracts at once. Exceeding these limits will result in rule violations that could suspend your account for the day. These limits scale with account size and are designed to prevent excessive leverage while still allowing reasonable position sizing for each account level.
All programs require a minimum number of trading days: 10 days for Instant Funding accounts and 5 days for evaluation programs. This ensures that traders demonstrate consistency rather than relying on a few lucky trades. You must place at least one trade on each of these minimum days. For Beginner Evaluations, this requirement applies to both Step 1 and Step 2 independently.
Purdia Capital supports two primary trading platforms:
- NinjaTrader: Free license provided with seamless integration via Rithmic data feeds
- Tradovate: A modern, web-based platform with direct market access
The firm focuses exclusively on futures markets, including index futures (ES, NQ, RTY, etc.), commodity futures (CL, GC, etc.), and treasury futures (ZB, ZN, etc.). Unlike some prop firms that offer forex or stocks, Purdia Capital specializes solely in futures trading.
Trader-Friendly Policies:
Compared to many competitors, Purdia Capital's rules are generally more forgiving in several ways:
- No Maximum Time Limit: There's no deadline by which you must complete your evaluation (though subscription fees continue until completion or cancellation)
- No Consistency Ratio: Unlike some firms, there's no requirement that your largest winning day cannot exceed a certain percentage of total profits
- No News Trading Restrictions: You're free to trade during major economic announcements
- Automated Trading Allowed: Both discretionary and algorithmic trading strategies are permitted
Profit Sharing & Withdrawals
Purdia Capital's profit sharing model varies by program type:
Instant Funding
- Profit Split: 90/10 (trader keeps 90%)
- First Payout Requirement: Must reach initial profit target ($1,000-$3,000) before first withdrawal
- Minimum Trading Days: Must complete 10 trading days before eligibility
- Withdrawal Frequency: Weekly processing
- Minimum Withdrawal: None after meeting initial target
EOD Evaluation
- Profit Split: 70/30 (trader keeps 70%)
- Initial Withdrawal: After passing evaluation and receiving funded account
- Withdrawal Frequency: Weekly processing
- Minimum Withdrawal: $250
- Scaling Opportunity: Consistent profit can lead to account size increases
Beginner Evaluation
- Profit Split: 70/30 (trader keeps 70%)
- Initial Withdrawal: After passing both evaluation steps and receiving funded account
- Withdrawal Frequency: Weekly processing
- Minimum Withdrawal: $250
- Growth Path: Opportunity to advance to larger account sizes after demonstrating consistent profitability
The withdrawal process at Purdia Capital follows a weekly schedule. Traders can request withdrawals at any time, and the firm processes these requests once per week. Payment methods include bank transfers, PayPal, and other electronic payment services.
Once you've established a track record of consistent profitability in a funded account, Purdia Capital offers opportunities for account scaling. This allows successful traders to gradually increase their capital allocation and, consequently, their earning potential. The exact scaling criteria are performance-based and may vary, but typically involve maintaining consistent profits over a specified period without excessive drawdowns.
Profit Split Comparison:
The 90/10 profit split offered in the Instant Funding program is among the most competitive in the industry, with most prop firms offering 70/30 or 80/20 splits. However, it's worth noting that the evaluation programs (EOD and Beginner) offer a more standard 70/30 split. This difference is part of the tradeoff between paying higher upfront costs for Instant Funding versus the lower monthly subscription fees for the evaluation-based programs.
Purdia Capital vs. Other Prop Firms
How does Purdia Capital compare to other prop firms in the market? Let's examine the key differences:
| Feature | Purdia Capital | Other Top Firms | FTMO |
|---|---|---|---|
| Account Options | Instant Funding EOD Evaluation Beginner Evaluation | Typically 1-2 challenge phases | Challenge + Verification |
| Profit Split | Instant Funding: 90/10 Evaluations: 70/30 | 70/30 to 80/20 | 80/20 to 90/10 |
| Drawdown Calculation | End-of-Day (all accounts) | Varies (often intraday) | Intraday |
| Reset Policy | Beginners: Free daily in Step 1 Others: $99 flat fee | Typically $50-$100+ | Full challenge fee |
| Beginner Friendliness | Dedicated beginner program with free resets | Varies, often limited options | No specific beginner program |
Beyond these key differences, several other factors distinguish Purdia Capital from many competitors:
- Futures Focus: Many prop firms offer forex, stocks, and other markets, but Purdia Capital specializes exclusively in futures trading.
- Soft Daily Loss Limits: Unlike most firms that automatically fail traders who breach daily limits, Purdia Capital simply suspends trading for the day.
- No Consistency Ratio: Many firms require that your largest winning day cannot exceed a certain percentage of your total profits, a restriction Purdia Capital doesn't impose.
- Free NinjaTrader License: Several competitors charge extra for platform fees, but Purdia Capital includes a free NinjaTrader license.
- Beginner Program with Free Resets: The dedicated program for new traders with free daily resets during Step 1 is a standout feature rarely found elsewhere.
Pros and Cons
PROS
- Multiple Program Options: Three distinct pathways (Instant Funding, EOD, and Beginner) to accommodate different experience levels and preferences
- Generous Profit Split: 90/10 split for Instant Funding accounts is among the highest in the industry
- End-of-Day Drawdown: More flexible than intraday drawdown calculations used by many competitors
- Soft Daily Loss Limits: Trading paused for the day rather than account termination when limits are breached
- Free Resets for Beginners: Daily reset option in Step 1 of Beginner Evaluations significantly reduces costs for new traders
- No Time Limit: Flexibility to complete evaluations at your own pace
- Free NinjaTrader License: Platform provided at no additional cost
- Affordable Entry Points: Beginner accounts starting at $79/month provide accessible entry to prop trading
CONS
- Limited to Futures Only: No forex, stocks, or other markets available for traders who prefer diversification
- Ongoing Subscription Fees: Monthly costs continue until evaluation is passed or canceled (for EOD and Beginner programs)
- Lower Profit Split for Evaluations: 70/30 split for evaluation-based programs is less competitive than some alternatives
- Relatively New Firm: Less established track record compared to industry leaders like FTMO
- Limited Account Sizes: Maximum $100K accounts may be insufficient for highly experienced traders seeking larger capital
- Limited Platform Options: Only NinjaTrader and Tradovate supported, whereas some competitors offer more platform choices
- Less Regulatory Oversight: Operates as a private fund rather than under direct regulatory supervision
- Limited Community Resources: Fewer educational materials and community support compared to larger firms
Final Verdict: Is Purdia Capital Worth It?
Purdia Capital stands out in the prop trading landscape with its flexible program options and trader-friendly policies. The firm offers a genuinely differentiated value proposition through its three distinct pathways to funded trading, each catering to specific trader profiles and preferences.
Best suited for:
- Futures-focused traders: Those specializing in index, commodity, or treasury futures will find Purdia Capital's exclusive focus on these markets advantageous.
- Complete beginners: The Beginner Evaluation program with free daily resets in Step 1 offers one of the most cost-effective and forgiving entries into prop trading for novices.
- Experienced traders seeking immediate funding: The Instant Funding program's 90/10 profit split and no-evaluation approach provides an attractive option for confident traders.
- Traders who prefer end-of-day drawdown calculations: The EOD drawdown methodology across all programs provides more intraday flexibility than firms using intraday limits.
May not be ideal for:
- Multi-market traders: Those who diversify across forex, stocks, and other assets beyond futures will find Purdia Capital's futures-only approach limiting.
- Traders seeking extremely large accounts: With a maximum account size of $100K, traders looking for significantly larger capital allocations might prefer competitors offering $200K+ accounts.
- Platform-specific traders: Traders who use platforms other than NinjaTrader or Tradovate will need to adapt or look elsewhere.
Purdia Capital's most distinctive feature is its commitment to accessibility across different trader experience levels. The Beginner Evaluation program is particularly noteworthy, addressing a significant gap in the prop trading industry by providing true beginners with an affordable, low-risk pathway to learn futures trading.
Meanwhile, the Instant Funding option's 90/10 profit split stands among the most competitive in the industry, offering experienced traders a compelling value proposition if they're confident in their abilities and prefer to skip the evaluation process.
The firm's trader-friendly policies—end-of-day drawdown calculations, soft daily loss limits, and no time pressure—create an environment that balances risk management with trader flexibility. This approach reduces unnecessary stress and allows traders to focus on developing sustainable strategies rather than rushing to meet arbitrary deadlines.
Ready to Start Your Prop Trading Journey?
Purdia Capital offers multiple pathways to funded trading with flexible rules and competitive profit splits for futures traders at all experience levels.
Visit Purdia CapitalDisclaimer: This review is based on information available as of March 2025. Pricing, features, and policies may change over time. Always verify the current terms directly with Purdia Capital before making any financial decisions.